{"title":"Home page","description":null,"products":[{"product_id":"investment-property-calculator","title":"Investment Property Analysis Calculator","description":"\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eThe Investment Property Analysis Calculator provides a comprehensive and objective assessment of the potential profitability of a property investment. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eBy inputting various financial data such as purchase price, rental income, expenses, and loan terms, the calculator can generate accurate estimates of key metrics like cash flow, return on investment (ROI), and capitalization rate. These insights enable investors to make informed decisions, identifying lucrative opportunities while avoiding potential pitfalls. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eIt allows users to quickly compare multiple properties, test different scenarios, and evaluate the impact of various factors on their investment strategy, empowering investors with the knowledge to make informed decisions to maximise returns on their investments.  \u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eNOTE: This calculator considers the Australian Tax \u0026amp; Investment Rules and may not be an appropriate tool for properties outside of Australia.\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eIt includes analysis of:\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eNon Cash \u0026amp; Cash Deductions\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eCapital Gains Implications\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003ePre \u0026amp; Post Tax Cashflow\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eEstimated Sales Proceeds\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eComparison of current vs new tax positions\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eLoan to Value ratios\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eImpacts of interest rate rises or changes to loan terms\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eIt also includes advanced cashflow analysis tools such as:\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eNPV of cashflow over time\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eInternal Rate of Return at different periods\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eGross \/ Net Yields\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eCapitalisation Rates\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eIt includes 4 detailed charts:\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003e1. Pre Tax Cashflow vs After Tax Cashflow\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003e2. Loan to Value Chart of term of loan\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003e3. Cumulative Tax Liabilities - comparison current vs new tax positions\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003e4. Visual representation of who is paying for the investment costs over time\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003ePurchase will generate an instant file to download and contains a link to our instructional video.\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eThe outputs are easy to read, professionally designed and quick to use.\u003c\/span\u003e\u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45564664414501,"sku":"","price":249.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/2_a23f01e9-db41-4e89-abf9-875d8495738b.png?v=1775888333"},{"product_id":"loan-repayment-calculator","title":"Loan Repayment Calculator","description":"Our debt repayment calculator contains 3 calculators that help to determine the optimal strategy that provides the greatest benefit. 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An offset strategy. \u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003ePurchase will generate an instant file to download.  \u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eThe outputs are easy to read, professionally designed and quick to use.","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45579488919845,"sku":"","price":49.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/loanrepayment.png?v=1775900283"},{"product_id":"capital-gains-estimator","title":"Capital Gains Tax Calculator","description":"\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eOur Capital Gains Tax Calculator automates complex calculations, accurately, eliminating the risk of manual errors and saving valuable time. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eIt includes the following calculators:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cspan data-mce-fragment=\"1\"\u003eInvestment property (i\u003c\/span\u003endex vs discount comparison)\u003c\/li\u003e\n\u003cli\u003e\u003cspan data-mce-fragment=\"1\"\u003eDetailed share portfolio \u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan data-mce-fragment=\"1\"\u003eSimple CGT calculator\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan data-mce-fragment=\"1\"\u003eSmall business CGT concessions\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eBy providing real-time insights into tax implications, the calculator allows investors to make informed decisions on when to buy or sell assets, ultimately minimizing tax liabilities and maximizing returns. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eOur calculators are professional excel tools, designed to be used by investors\/professionals with experience and understanding of Australian Tax Rules.  \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003ePurchase will generate an instant file to download and contains a link to our instructional video.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45652118077733,"sku":"","price":79.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/3_2b12e0e9-1091-415a-bac8-5dfe3debaf78.png?v=1776921023"},{"product_id":"budgeting-cashflow-projection","title":"Steps to Wealth 1 - Foundations","description":"\u003cp\u003eCreate a more fulfilled life by building a cashflow structure that not only allows you to build wealth for the future but enjoy life now. \u003c\/p\u003e\n\u003cp\u003ePurpose built by a Financial Adviser to help clients set the foundations for their journey to financial security. \u003c\/p\u003e\n\u003cp\u003eThe Steps to Wealth program is a roadmap for wealth that starts by teaching you good money habits.  This is the basis for any financial plan, as having good money habits gives you freedom and choice. It builds surplus income that can be allocated according to your goals and what is important to you.  Our unique calculator also allows you to see the impact of good money habits over 10 years and what big impacts can be made by making small changes now.   \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eIncluded in this calculator:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eDiscover what is important to you by defining your specific values and investment goals.  \u003c\/p\u003e\n\u003cp\u003eCreate your ultimate cashflow strategy in line with your personal goals.\u003c\/p\u003e\n\u003cp\u003eWork out your budget and use these figures to analyse your target vs actual spending habits.\u003c\/p\u003e\n\u003cp\u003eAutomate your cashflow strategy through the use of the bucketing strategy.\u003c\/p\u003e\n\u003cp\u003eLearn how to snowball your debts quickly.\u003c\/p\u003e\n\u003cp\u003eSee the impact the use of an offset account can make on reducing your home loan.\u003c\/p\u003e\n\u003cp\u003eUltimately visualize the impact of good money management with the following tools:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eDebt snowball projections\u003c\/li\u003e\n\u003cli\u003eCashflow projections\u003c\/li\u003e\n\u003cli\u003eInvestment projections\u003c\/li\u003e\n\u003cli\u003eHome loan offset calculator strategy\u003c\/li\u003e\n\u003cli\u003eSuper projections\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":47259159298341,"sku":"","price":149.95,"currency_code":"AUD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/StepstoWealth-Step1_3a6e1f58-0b24-4589-8b37-38ed333126f0.png?v=1775989641"},{"product_id":"the-adviser-bundle","title":"The Adviser Bundle","description":"\u003cp\u003eBundle the key advice calculators.  Included in this bundle is:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eAged Care Calculator\u003c\/li\u003e\n\u003cli\u003eCentrelink Aged Pension\u003c\/li\u003e\n\u003cli\u003eCapital Gains Calculator\u003c\/li\u003e\n\u003cli\u003eDiv 293 Estimator\u003c\/li\u003e\n\u003cli\u003eLoan Repayment Calculator\u003c\/li\u003e\n\u003cli\u003eRecontribution Strategy\u003c\/li\u003e\n\u003cli\u003eTransfer Balance Cap\u003c\/li\u003e\n\u003cli\u003eCashflow \u0026amp; 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Total Aged Care Fees\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003e2. DAP from RAD from individual strategies plus combined graph\u003cbr\u003e3. 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