{"title":"Superannuation","description":"","products":[{"product_id":"div-293-estimator","title":"Div 293 Estimator","description":"\u003cp\u003e\u003cspan\u003eOur Div 293 estimator calculates the potential the additional tax that may be incurred under Division 293 of the Australian Taxation Law, which applies an extra 15% tax on certain concessional contributions for those earning above the specified threshold. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eBy inputting income and superannuation contribution details into the calculator, you can assess the potential impact of contributions on tax liabilities. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis will help in strategy development and allow you to make informed decisions regarding superannuation strategies, optimizing retirement savings and plan tax-efficient strategies.. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003ePurchase will generate an instant file to download and contains a link to our instructional video.\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eThe outputs are easy to read, professionally designed and quick to use.\u003c\/span\u003e\u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45651999719717,"sku":"","price":59.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/4_d62058d8-4aaa-4a58-9bd4-cdb89f78fd68.png?v=1775900283"},{"product_id":"first-home-super-saver","title":"First Home Super Saver","description":"","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45652013154597,"sku":"","price":0.0,"currency_code":"AUD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/ComingSoon_5891cf4e-45df-43bf-8720-f8cba12e3cfc.png?v=1705437403"},{"product_id":"pension-longevity-how-long-will-my-pension-last","title":"Pension Longevity - How long will my pension last?","description":"\u003cp data-mce-fragment=\"1\"\u003eCalculate how long an account based pension balance can sustain nominated pension drawdowns.  \u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eBy inputting the balance, rate of return and nominated pension payment, our calculator will not only work out the annual payment, to ensure it meets current minimum drawdowns each year, but will project how long the balance can sustain a drawdown of that amount.  \u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eThe output graph will illustrate balance over time, the minimum pension payment each year and the nominated payment.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eThe calculator will also show life expectancy as a longevity test to estimate if the pension will continue to fund cashflow needs for the duration of retirement.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eNOTE: This calculator considers the Australian Legilsation, Super and Tax laws and may not be an appropriate tool for use outside of Australia.\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eIt includes:\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003c\/p\u003e\n\u003cul data-mce-fragment=\"1\"\u003e\n\u003cli data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eLife expectancy estimator\u003c\/span\u003e\u003c\/li\u003e\n\u003cli data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eProjection of account balance\u003c\/span\u003e\u003c\/li\u003e\n\u003cli data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eAnnual calculation of minimum pension requirements, based upon age\u003c\/span\u003e\u003c\/li\u003e\n\u003cli data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eNominated pension and indexation applicable to payment\u003c\/span\u003e\u003c\/li\u003e\n\u003cli data-mce-fragment=\"1\"\u003eIncome and growth return assumptions\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003ePurchase will generate an instant file to download and contains a link to our instructional video.\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eThe outputs are easy to read, professionally designed and quick to use.\u003c\/span\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45652078592293,"sku":"","price":79.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/5_efb1b6ae-a05e-4927-83a4-f6280c23f000.png?v=1775888372"},{"product_id":"recontribution-strategy-calculator","title":"Recontribution Strategy Calculator","description":"\u003cp data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eOur recontribution strategy calculator easily calculates the tax benefits from changing taxable components of a super balance to non-tax components.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eThe calculator provides strategy checks such as tax implications if under 60 and remaining non concessional contribution cap limits for higher total super balances.  \u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003ePurchase will generate an instant file to download and contains a link to our instructional video.\u003cbr\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eThe outputs are easy to read, professionally designed and quick to use.\u003c\/span\u003e\u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45652088946981,"sku":"","price":79.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/3_508daf93-5bd5-462f-9f83-83b31d36142e.png?v=1775652437"},{"product_id":"remaining-transfer-balance-cap-calculator","title":"Transfer Balance Cap Calculator","description":"\u003cp data-mce-fragment=\"1\"\u003eThe Transfer Balance Cap Calculator is a straight forward tool to track the remaining transfer balance caps of retirement phase income stream accounts*. \u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eIt considers pension commencement dates, withdrawals, rollovers, capped defined benefit pensions and used caps.  It also provides an estimate of future caps to help with forward planning.  \u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eThese insights provide guidance to help avoid excess transfer balance cap impacts.   \u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eNOTE: This calculator considers the Australian Tax \u0026amp; Investment Rules and may not be an appropriate tool for use outside of Australia.\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003ePurchase will generate an instant file to download and contains a link to our instructional video.\u003c\/span\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eThe outputs are easy to read, professionally designed and quick to use.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e \u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e \u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cem\u003e* Retirement phase income streams include: Transition to retirement pensions in retirement phase, account based pensions, capped defined benefit income stream, deferred superannuation income stream, annuities with residual capital value and commutable, death benefit income streams (incl reversionary).  \u003c\/em\u003e\u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45652101103909,"sku":"","price":79.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/TransferBalanceCapTemplate_cbab592f-5c6c-4248-b598-3c3b0e6076c7.png?v=1775900283"},{"product_id":"capital-gains-estimator","title":"Capital Gains Tax Calculator","description":"\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eOur Capital Gains Tax Calculator automates complex calculations, accurately, eliminating the risk of manual errors and saving valuable time. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eIt includes the following calculators:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cspan data-mce-fragment=\"1\"\u003eInvestment property (i\u003c\/span\u003endex vs discount comparison)\u003c\/li\u003e\n\u003cli\u003e\u003cspan data-mce-fragment=\"1\"\u003eDetailed share portfolio \u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan data-mce-fragment=\"1\"\u003eSimple CGT calculator\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan data-mce-fragment=\"1\"\u003eSmall business CGT concessions\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003eBy providing real-time insights into tax implications, the calculator allows investors to make informed decisions on when to buy or sell assets, ultimately minimizing tax liabilities and maximizing returns. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eOur calculators are professional excel tools, designed to be used by investors\/professionals with experience and understanding of Australian Tax Rules.  \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003ePurchase will generate an instant file to download and contains a link to our instructional video.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45652118077733,"sku":"","price":79.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/3_2b12e0e9-1091-415a-bac8-5dfe3debaf78.png?v=1776921023"},{"product_id":"super-tools-bundle","title":"Super Tools Bundle","description":"\u003cp\u003eComing Soon:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSalary Sacrifice Optimiser\u003c\/li\u003e\n\u003cli\u003eSpouse Contribution\u003c\/li\u003e\n\u003cli\u003eTax Offset\u003c\/li\u003e\n\u003cli\u003eSuper Growth Estimator (pre tax \/ post tax)\u003c\/li\u003e\n\u003cli\u003eTTR Optimiser\u003c\/li\u003e\n\u003cli\u003eSuper contribution tracker\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45766900744485,"sku":"","price":0.0,"currency_code":"AUD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/ComingSoon_1f2bc5e1-25cd-4f8e-ae0c-bbf5556e30ff.png?v=1690228960"},{"product_id":"retirement-planner","title":"Retirement Planner","description":"\u003cp\u003e\u003cstrong\u003eComing Soon\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eHow much income will I generate in retirement. \u003cbr\u003e\u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":45909345239333,"sku":"","price":0.0,"currency_code":"AUD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/ComingSoon_f08a99c0-c601-4e78-b4be-0b3639baa618.png?v=1690975945"},{"product_id":"the-adviser-bundle","title":"The Adviser Bundle","description":"\u003cp\u003eBundle the key advice calculators.  Included in this bundle is:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eAged Care 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