{"product_id":"budgeting-cashflow-projection","title":"Steps to Wealth 1 - Foundations","description":"\u003cp\u003eCreate a more fulfilled life by building a cashflow structure that not only allows you to build wealth for the future but enjoy life now. \u003c\/p\u003e\n\u003cp\u003ePurpose built by a Financial Adviser to help clients set the foundations for their journey to financial security. \u003c\/p\u003e\n\u003cp\u003eThe Steps to Wealth program is a roadmap for wealth that starts by teaching you good money habits.  This is the basis for any financial plan, as having good money habits gives you freedom and choice. It builds surplus income that can be allocated according to your goals and what is important to you.  Our unique calculator also allows you to see the impact of good money habits over 10 years and what big impacts can be made by making small changes now.   \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eIncluded in this calculator:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eDiscover what is important to you by defining your specific values and investment goals.  \u003c\/p\u003e\n\u003cp\u003eCreate your ultimate cashflow strategy in line with your personal goals.\u003c\/p\u003e\n\u003cp\u003eWork out your budget and use these figures to analyse your target vs actual spending habits.\u003c\/p\u003e\n\u003cp\u003eAutomate your cashflow strategy through the use of the bucketing strategy.\u003c\/p\u003e\n\u003cp\u003eLearn how to snowball your debts quickly.\u003c\/p\u003e\n\u003cp\u003eSee the impact the use of an offset account can make on reducing your home loan.\u003c\/p\u003e\n\u003cp\u003eUltimately visualize the impact of good money management with the following tools:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eDebt snowball projections\u003c\/li\u003e\n\u003cli\u003eCashflow projections\u003c\/li\u003e\n\u003cli\u003eInvestment projections\u003c\/li\u003e\n\u003cli\u003eHome loan offset calculator strategy\u003c\/li\u003e\n\u003cli\u003eSuper projections\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Big Sums","offers":[{"title":"Default Title","offer_id":47259159298341,"sku":"","price":149.95,"currency_code":"AUD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0789\/8595\/3573\/files\/StepstoWealth-Step1_3a6e1f58-0b24-4589-8b37-38ed333126f0.png?v=1775989641","url":"https:\/\/www.thesumlab.com.au\/products\/budgeting-cashflow-projection","provider":"The Sum Lab","version":"1.0","type":"link"}